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Why (almost) everyone should have a credit card (and why they should use it for EVERYTHING)

Why (almost) everyone should have a credit card (and why they should use it for EVERYTHING)

DISCLAIMER: There’s a very good reason for me putting that “almost” in the title. Credit cards are, in my opinion, a 100% no brainer for anybody capable of responsibly managing their money. However, if you are even slightly unsure of your ability to do so, they’re not for you. Every single benefit of a credit card is a mere fraction of the downsides that can come from poor management. The #1 rule for this entire concept is to pay off your credit…

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